If you’ve recently bought a new house in the Clarinda, IA area, and you’re looking for a home insurance policy, Sump Insurance can help. Our dedicated agents are focused on helping you get the quality coverage you need, and can provide you with quotes from multiple insurers, so you can find the policy that fits your needs. Here’s what you should know about a home policy as a new homeowner.
Your Policy May Be Escrowed
Most of the time, if you have a mortgage on your home, your insurance and taxes are placed into an escrow account. They’re included in the mortgage payment you make to the company every month, and the company pays them to the insurance company and the county. That’s an easy way to ensure those are both taken care of, but that doesn’t mean you can’t change your coverage or the company that provides it.
You’re Still Responsible for Updates
Anytime you need to update your policy, you’ll want to reach out to your insurance agent directly. Your mortgage company isn’t checking to see if you’ve purchased a grand piano or put in a backyard area with a pool, but you’ll need to adust your coverage to account for those changes. By updating your insurance company, you can stay protected as you work on making your new house a home.
Having a Good Agent Matters
The right agent can make all the difference when you have questions or need to make changes to your policy. Get in touch with us today at Sump Insurance if you’re in the Clarinda, IA area, and let us help you find the right home insurance policy. Our agents are committed to helping feel confident and secure in your new home.
