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Sump Insurance

113 N 15th St
PO Box 199
Clarinda, IA 51632

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Common Home Insurance Mistakes To Avoid

Sump Insurance serves the Clarinda, IA community, as well as the surrounding areas. We strive to offer our clients flexible policies that align with their personal needs. We offer several types of coverage. We are confident that we can help you find the coverage you need to protect your assets.

Common Home Insurance Mistakes To Avoid

Your Clarinda, IA property is one of your most prized possessions. Owning a home means that you have to find the necessary coverage to protect it. Home insurance can protect your property in any situation. Home insurance covers the interior and exterior of your property against possible damage. You are also covered if your personal items inside the home are stolen or vandalized. Liability coverage protects you if a guest is injured while visiting you or if you accidentally damage your neighbor’s property. While looking over your policy, avoid these common home insurance mistakes.

Failing To Prepare For A Natural Disaster

Almost every region is impacted by severe weather to some degree. In most cases, severe storms bring heavy rainfall. The accumulation may cause a flood. If your home is damaged due to severe flooding, you’ll need extra coverage beyond your home insurance. Adding flood insurance to your policy is beneficial.

Not Performing Regular Maintenance

Even though you have home insurance on your property, you are still obligated to take care of your home. Failing to perform regular maintenance on your home can lead to several long-term issues. Mold is a common issue in homes that occurs as a result of failing to perform regular maintenance. Termite or rodent damage is another issue that frequently arises due to a lack of proper home maintenance. If these issues arise on your property, you will likely not be covered through your home insurance.

Sump Insurance Will Help You Protect Your Assets

Visit our website to learn more information about home insurance.

Servicing States

  • Iowa
  • Nebraska
  • Missouri
  • Kansas

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Have access to your auto ID cards from your phone

Partner Carriers

  • Auto-Owners Insurance
  • Cameron Mutual Insurance
  • Farmers Mutual Hail
  • Great American Insurance Group
  • Hagerty Classic Car Company
  • IMT Insurance
  • Nationwide
  • North Star Mutual
  • Pekin Insurance
  • ProAg
  • Progressive
  • RCIS
  • Travelers
  • West Bend Mutual Insurance