Purchasing a new car near Clarinda, IA is an exciting experience! At Sump Insurance, we want to make sure you’re on the road and fully insured as soon as possible so you can begin enjoying your new ride.
How To Insure A New Car
The state of Iowa has minimum insurance requirements, including:
- $20,000 of bodily injury to or death of one person in any one accident
- $40,000 because of bodily injury to or death of two or more persons in any one accident
- $15,000 because of injury to or destruction of property of others in any one accident
Your coverage doesn’t need to stop there, however. You will likely want to add additional coverage to your new vehicle.
When you buy a new car, your previous coverage will immediately take effect. However, you’ll need to contact your agent at Sump Insurance to notify them of your new car. We can work with you to determine what type of coverage is best for your new vehicle. We can walk you through different coverage options and what will work best based on your personal situation and the age of your car.
How to get car insurance
If you’re buying your first car and don’t already have insurance, contact us prior to purchasing your vehicle so we can get you set up with a policy. Most car dealers near Clarinda, IA will require you to show proof of insurance before they let you drive off the lot.
When you’re considering purchasing a car, it’s important to take the cost of insurance into account. By calling us before going through with your purchase, you can get an idea of how much the policy might cost.
If you just bought a car, congratulations! We’re excited to help you along your journey.