Umbrella insurance is insurance that goes above and beyond what your typical insurance covers, whether that is your homeowners or business insurance. You may not need any additional insurance, but it doesn’t hurt to check it out.
So, why would you need umbrella insurance for your business? Sump Insurance in Clarinda, IA provides you with this guide.
Umbrella Insurance for Your Business: What You Need To Know
If you have customers coming to your business, you are going to want to make sure that your business is protected in case someone gets hurt. Medical bills and lawsuits can ruin a business, so if your business could be dangerous for your customers, you are going to want to make sure that you have umbrella insurance.
Extra auto coverage
The same could be said of those businesses that have vehicles on the road. Accidents, even small ones, can cost a business a lot of money, so you should make sure that you are fully protected.
Extra errors and omissions insurance
If your business deals with sensitive information and one mistake could really cost you and your customers, you may want to consider getting extra E & O insurance. This may be essential for people who deal with the paperwork and other important information.
Umbrella insurance is extra insurance to make sure that you don’t lose your business over a problem. You may want extra liability insurance or auto insurance if you have customers that could get injured on your property. If you are a bookkeeper or someone who deals with sensitive information, you are definitely going to need extra E & O insurance.
Give Us A Call
If you want to make sure that your business is properly protected, you need to contact us today at Sump Insurance in Clarinda, IA.