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Sump Insurance

113 N 15th St
PO Box 199
Clarinda, IA 51632

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Sump Insurance Blog

Is Auto Insurance Required in Iowa?

The agents at Sump Insurance serving the Clarinda, IA area want you to know that auto insurance is required in the state of Iowa. All motorists must have at least a minimum amount of auto liability insurance to cover any bodily injuries or destruction of property that may happen during an accident you cause.

In addition to liability insurance, there are several other coverage options you can choose from to add more protection for you and your vehicle.

Auto Insurance Coverage Options

Uninsured and Underinsured Motorist Coverage

If you happen to have the misfortune of becoming involved in an accident that is the fault of a driver without insurance or an inadequate amount of auto insurance, this type of coverage will assist you in repairing or replacing your vehicle and help with the medical bills you might incur.

Comprehensive Auto Insurance

Comprehensive insurance is a great policy to have since it will help you to repair or replace your vehicle if it catches on fire, is damaged by vandalism, or becomes destroyed or damaged by a natural disaster. This type of insurance will also help to replace or repair your car, SUV, or truck if it is stolen.

Collision Insurance

Collision insurance will assist you in paying for damages from a collision with another vehicle or some sort of object.

If you still owe money to a bank or lender for the purchase of your car, truck, or SUV, you will more than likely have to secure an auto insurance policy that includes both collision and comprehensive insurance.

Contact Us Today

To obtain an auto insurance policy that provides you with the coverage you need, contact the agents at Sump Insurance serving the Clarinda, IA area today!

Servicing States

  • Iowa
  • Nebraska
  • Missouri
  • Kansas
  • Arizona

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Have access to your auto ID cards from your phone

Partner Carriers

  • Auto-Owners Insurance
  • Cameron Mutual Insurance
  • Farmers Mutual Hail
  • Great American Insurance Group
  • Hagerty Classic Car Company
  • IMT Insurance
  • Nationwide
  • NAU
  • North Star Mutual
  • Pekin Insurance
  • ProAg
  • Progressive
  • Travelers
  • West Bend Mutual Insurance