If you’re in the home-buying process, you may be considering home insurance. Knowing whether you’ll be required to get home insurance and how to find the best policy can help protect your investment. The professionals at Sump Insurance, serving Clarinda, IA, can help. We work with many carriers to help our customers get the best insurance policy for their needs. Here’s what to know.
Who Is Required To Get Home Insurance?
If you are taking out a loan to buy your home, your lender will require you to carry homeowners insurance. Your lender will inform you of the terms. You’ll have to keep that policy for as long as you are repaying the mortgage.
When Should You Secure Homeowners Insurance?
Once the home seller has accepted your offer, you’ll have time before the sale of the house is finalized. This is when you should start shopping for homeowners insurance.
Why Choose an Independent Insurance Agent?
When you’re shopping for home insurance, it’s important to get quotes from multiple carriers. Independent insurance agents work with many partner carriers and can shop around for you.
If you’re in the process of buying a home, contact Sump Insurance. We’ll help you find the best home insurance policy for your needs. Call us. We’re currently serving Clarinda, IA.
