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113 N 15th St
PO Box 199
Clarinda, IA 51632

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Does Your Auto Insurance Cover Multi-Vehicle Collision Costs?

Auto liability insurance policies are legally required in most states, including Iowa. However, collision insurance covers an entirely different aspect of auto insurance that you may never have considered. While it is safe to assume that most people do not want to experience a collision in their lives, imminent danger on the road is always an unfortunate possibility. Particularly when the weather is rainy or snowy, the chances of being involved in a car crash go up exponentially.

Not all auto insurance policies cover multi-vehicle collisions, but there are insurance agents who can help protect you in the event of a life-altering crash.  Sump Insurance in Clarinda, IA is here to assist.

Auto Insurance & Multi-Vehicle Collision

Let’s say that you are driving on icy roads and fail to notice that the cars in front of you are coming to a stop, or perhaps you cannot see through the thick sheets of snow. If you rear-end the vehicle in front of you and it continues on like a domino effect, your liability insurance will cover the damage done to the other vehicles.

Alternatively, if you are in one of the vehicles that get hit (or in other words, if you are one of the drivers who is not at fault and got caught in the crossfire), the driver at fault will need their liability insurance to cover your vehicle’s damage. There is also the option of obtaining collision insurance, which may especially be recommended in states with drastically inclement weather. 

Give Us A Call

If you are in the Clarinda, IA area, stop by Sump Insurance to discuss your auto policy with a qualified professional.  Call Sump Insurance today or stop by the office if you are in the area. Allow the experts to give you the information you need to protect yourself and others.

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  • Iowa
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Partner Carriers

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  • Cameron Mutual Insurance
  • Farmers Mutual Hail
  • Great American Insurance Group
  • Hagerty Classic Car Company
  • IMT Insurance
  • Nationwide
  • NAU
  • North Star Mutual
  • Pekin Insurance
  • ProAg
  • Progressive
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  • West Bend Mutual Insurance