{"id":84,"date":"2024-04-29T04:00:00","date_gmt":"2024-04-29T10:00:00","guid":{"rendered":"https:\/\/www.sumpins.com\/blog\/?p=84"},"modified":"2024-04-29T15:25:13","modified_gmt":"2024-04-29T21:25:13","slug":"strange-things-covered-by-home-insurance","status":"publish","type":"post","link":"https:\/\/www.sumpins.com\/blog\/strange-things-covered-by-home-insurance\/","title":{"rendered":"# Strange Things Covered by Home Insurance"},"content":{"rendered":"<p>You probably know your homeowner&#8217;s policy covers structural damage and protects your belongings. However, you may be surprised by some of the things your policy might cover. At Sump Insurance&nbsp;in&nbsp;Clarinda, IA, we offer homeowner&#8217;s insurance.&nbsp;<\/p>\n<h2><strong>Meteors<\/strong><\/h2>\n<p>Your homeowner&#8217;s policy covers meteors from outer space and other objects falling from the sky. A meteor hit a New Jersey home in 2023. You are covered if a space rock, satellite, or other object hit your house.&nbsp;<\/p>\n<h2><strong>Reward Money&nbsp;<\/strong><\/h2>\n<p>If your home is burglarized, you may know that your homeowner&#8217;s policy will cover replacing the stolen items. However, you may not know that some policies will cover a reward for information leading to a conviction in the case.&nbsp;<\/p>\n<h2><strong>Spoiled Food&nbsp;<\/strong><\/h2>\n<p>A power outage isn&#8217;t something that you typically report to your insurance company. However, power outages can lead to your food spoiling. Your homeowner&#8217;s policy will cover the cost of the groceries you had to toss.&nbsp;<\/p>\n<h2><strong>First Aid&nbsp;<\/strong><\/h2>\n<p>Your homeowner&#8217;s policy will cover your liability if someone is injured on your property. This includes any reasonable first aid and medical care expenses.&nbsp;<\/p>\n<h2><strong>Legal Defense&nbsp;<\/strong><\/h2>\n<p>If you are sued, your homeowner&#8217;s policy doesn&#8217;t just cover any judgment against you. It also covers legal defense fees, expert witness costs, and any missed time from work due to court appearances.&nbsp;<\/p>\n<h2><strong>Hotel Accommodations&nbsp;<\/strong><\/h2>\n<p>If your home is temporarily unlivable, your homeowner&#8217;s policy covers your living expenses, including food and hotel or rental costs, while you wait for it to be repaired.&nbsp;<\/p>\n<h2><strong>Homeowner&#8217;s Insurance at Sump Insurance&nbsp;<\/strong><\/h2>\n<p>If you need a homeowners policy in Clarinda, IA, contact Sump Insurance. Our experienced agents can help you choose the best policy for your needs.&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You probably know your homeowner&#8217;s policy covers structural damage and protects your belongings. However, you may be surprised by some of the things your policy might cover. At Sump Insurance&nbsp;in&nbsp;Clarinda, IA, we offer homeowner&#8217;s insurance.&nbsp; Meteors Your homeowner&#8217;s policy covers meteors from outer space and other objects falling from the sky. A meteor hit a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-clarinda-ia","tag-sump-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/comments?post=84"}],"version-history":[{"count":1,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/media?parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/categories?post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sumpins.com\/blog\/wp-json\/wp\/v2\/tags?post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}